Recreational Vehicle Insurance in Longview, TX

Recreational vehicles (RVs) must be insured. RVs double as homes and vehicles, often making them vulnerable to more incidents than just a car or home. Acquiring RV insurance is essential, and the agents at Erick Dodge Insurance Agency Inc can help you learn about policies.

What Is RV Insurance?

RV insurance is coverage that provides motorhome owners with financial protection from high accident-related costs. Policies vary, but most require you to pay a monthly or annual insurance premium in exchange for financial assistance from your insurer if a covered accident occurs. Some insurance carriers require you to pay a deductible, a cost you cover after an accident before insurance helps cover the remaining costs.

Is RV Insurance Required?

Texas requires RV owners to carry a minimum of liability insurance. However, it is essential to expand beyond the minimum requirements. Accidents can occur while driving or parked, some of which may not be covered by liability insurance. Carrying sufficient insurance can reduce the risk of covering extensive out-of-pocket costs after an accident.

How Expensive Is RV Insurance?

RV coverage rates can vary significantly among policyholders. Your RV model, usage and insurance claims history are a few factors your insurance provider may use to determine how much to charge you to take out a policy. A driver with a clean driving record and claims history will likely pay less for coverage than someone who has gotten into multiple accidents and filed several claims.

How Do I Get Covered?

If you are a motorhome owner near Longview, Texas, the agents at Erick Dodge Insurance Agency Inc can help you learn about RV insurance to aid you in selecting the right policy for you and your home on wheels.

For more information, call our agency today at 903-248-5000 to request a quote on a policy.