Auto Insurance
Auto insurance is essential to help safeguard you and your family against financial risks while driving. Accidents, theft and unexpected incidents can lead to significant losses, and having insurance can help prevent out-of-pocket expenses.
Eric Dodge Insurance Agency understands these risks and can offer personalized service, competitive quotes and comprehensive coverage options. Contact us today to secure the protection you need.
What Is Auto Insurance?
Auto insurance is a contract between a vehicle owner and an insurance company, wherein the owner pays a premium and the insurer may provide financial protection against losses due to traffic accidents, theft or other incidents involving the vehicle. This insurance typically includes the following coverage options:
- Bodily injury insurance may cover third-party medical expenses resulting from an at-fault accident.
- Property damage insurance can pay for third-party property damage caused by an at-fault accident.
- Collision insurance can assist with vehicle damage costs from accidents involving other vehicles or objects.
- Comprehensive insurance may cover nonaccident-related incidents such as fire, theft, vandalism or weather damage.
- Guaranteed asset protection insurance can help bridge the gap between your insurer’s settlement and the amount needed to pay off your lease or loan if your car is declared a total loss.
- Uninsured/underinsured motorist coverage may provide compensation for damage and medical bills when the at-fault driver lacks sufficient coverage.
- Medical payments coverage can help address accident-related medical expenses.
- Personal injury protection coverage may pay for medical bills and economic losses after an accident, regardless of fault.
How Much Does Auto Insurance Cost?
Auto insurance costs vary depending on factors such as your driving history, vehicle type, age and where you live. Texas drivers will see different premiums based on their individual needs and the level of coverage they select.
Where to Get Auto Insurance
You can obtain car insurance from various sources, including insurance agents, brokers and online platforms. In Longview, Texas, Eric Dodge Insurance Agency offers personalized auto insurance quotes and can help you explore coverage tailored to your needs. Contact us or request a free quote today.