Motorcycle Insurance in Longview, TX

Motorcycle accidents can happen whether you’re riding or parked, and the recovery costs can be high. Having adequate motorcycle insurance may provide financial protection in case of an accident.

What Is Motorcycle Insurance?

Motorcycle insurance is similar to other insurance policies. It’s an agreement between you and an insurer where you regularly pay premiums for financial protection against potential accidents or losses, such as collisions and theft. Harley Davidson motorcycle parked outdoors at sunset, capturing the warm glow and serene environment.

What Does Motorcycle Insurance Cover?

Motorcycle insurance coverage can vary, but standard policies typically include the following protections:

  • Liability coverage may provide financial support if you caused bodily injury or property damage to others in an accident. It may cover medical bills, lost wages and repair costs for damaged property.
  • Collision coverage may cover your bike’s repair or replacement costs after an accident, excluding your deductible.
  • Comprehensive coverage may pay for damage caused by events unrelated to collisions, including fire, theft or vandalism.
  • Uninsured/underinsured motorist coverage may pay for medical expenses and lost wages after an accident with an uninsured or underinsured driver.
  • Optional equipment coverage may cover custom enhancements or optional parts on your motorcycle.

Your policy might offer more benefits than those listed above. Speak with an agent from Erick Dodge Insurance Agency Inc to learn more about motorcycle insurance options.

How Much Does Motorcycle Insurance Cost?

How much you’ll pay for motorcycle insurance is often based on factors such as your location, age, motorcycle type and chosen coverage options. Premiums can range widely, so it’s important to compare quotes from different insurers to find the best rate for your specific needs.

Contact Our Agency

If you’re a motorcycle owner, the agents at Erick Dodge Insurance Agency Inc can help you build your optimal policy. Contact us today to learn more.

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